Name: SilverPoint
Address: 1368 Paseo Verde Parkway, Henderson, NV, 89012, US
Telephone: (747) 444-2962

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HealthShield is a Preventive Healthcare Plan that unlocks employer savings and enhances employee benefits with zero upfront or out-of-pocket costs.

IRS-Compliant Strategies: HealthShield utilizes IRS Section 125* to provide employees with preventive healthcare benefits on a pre-tax basis, lowering taxable wages and increasing take-home pay. This then lowers the amount of taxable wages and reduces payroll tax due for employers, at an average annual savings of $681 per employee - returning significant profit back to their organizations.

Seamless Integration: HealthShield complements your existing primary medical insurance, seamlessly adding value without altering or replacing your current coverage.

Payroll Cycle Alignment: HealthShield operates seamlessly within the employer’s established payroll cycle - whether weekly, bi-weekly, or otherwise - eliminating the need for special accommodations.

Comprehensive Compliance: Fully compliant with IRS, ACA, and HIPAA, regulations across all 50 states, ensuring peace of mind for employers and employees alike.

* Visit our Reference Links page for more background on IRS Section 125 "Cafeteria" Plans and related general information.

Save Big: Save an average of $681 annually per qualified employee on payroll taxes, with savings reflected as early as your next payroll cycle.

Boost Productivity: Healthier employees mean fewer absences, improved morale, and better retention.

Seamless Integration: No disruption to existing processes, with automated compliance and reporting tools for stress-free administration.

Stronger Engagement and Retention: Empower your workforce with benefits that promote healthier lifestyles, improve morale, and enhance long-term loyalty while attracting and retaining top talent.

Primary Medical Cost Reduction: Using HealthShield reduces claims on your primary medical plan, which can significantly lower those renewal costs - delivering even greater long-term savings.

Immediate Financial Benefits: Employers realize savings with no added expenses or out-of-pocket costs - with continuous net-positivity.

Immediate Savings: Every payroll cycle without HealthShield is money left on the table. Save an average of $681 annually per qualified employee on payroll taxes, or $26.19 per payroll cycle - based on a bi-weekly payroll cycle.

The Cost of Waiting: Each payroll cycle without HealthShield means missing out on tens or even hundreds of thousands in savings annually - act now to reclaim your profits.

Savings Calculator

(Enter custom # of Employees and Payroll Cycle)

Sample Savings

Fixed Pre-Tax Deduction and Reward: Each participating employee’s paycheck includes a fixed pre-tax deduction and reward, lowering taxable income while increasing take-home pay.

Employer Payroll Tax Savings: Employers immediately save on payroll taxes for each qualified employee, with the reduced taxable payroll - easily tracked every payroll cycle.

No Out-of-Pocket Costs: The fixed $35 service fee per employee - only paid once savings are realized and confirmed - will always be less than the employer’s payroll tax savings, ensuring financial benefits from day one.

Transparency at a Glance: Both the deduction and reimbursement are displayed on employee paystubs, while employers track reduced payroll tax liabilities in real-time.

Guaranteed Outcomes: HealthShield ensures 100% guaranteed net-positive outcomes for both employers and employees.

Comprehensive Wellness: 24/7 access to Telehealth services, mental health resources, addiction support, and personalized health coaching, all with no co-pays.

Increased Take-Home Pay: Employees see more money in their pocket each and every payroll cycle.

Automated Checks: Automated eligibility checks with every payroll cycle ensure ongoing compliance without additional HR effort.

Guaranteed Continuity: Benefits extend for six weeks at no cost if an employee's income or tax structure temporarily changes.

Seamless Requalification: Employees are automatically reassessed each payroll cycle to ensure continued eligibility without administrative hassle.

Proven ROI: Employers save an average of $681 annually per qualified employee, with payroll tax savings realized as early as the next payroll cycle.

Tailored Advocacy: Specializing exclusively in Preventive Healthcare Plans, we leverage our deep industry expertise to align employers with the best-fit solution, ensuring optimal benefits and ROI.

White-Glove Service: From consultation and implementation to ongoing participation, we handle every detail with precision, creating a seamless experience for employers and employees alike.

Only Top-Tier Providers: All partners are rigorously vetted, HIPAA compliant, fully funded, insured, and approved by the Department of Insurance in all 50 states - guaranteeing reliability and compliance.

Guaranteed Compliance: Our dynamic processes adapt to ensure employees remain net-positive with uninterrupted coverage.

Seamless Integration: By bolting onto your existing primary medical plan, HealthShield enhances benefits without disrupting your current offerings. Additionally, by reducing claims on your primary medical plan, HealthShield helps lower primary medical plan renewal costs over time - providing even greater long-term savings.

SilverPoint is the strategic team behind HealthShield by SilverPoint, helping employers evaluate, implement, and optimize an IRS Section 125-based Preventive Healthcare Plan that strengthens benefits while creating measurable payroll tax savings.

Our role is to simplify the moving parts that matter most: provider alignment, compliance coordination, payroll integration, employee eligibility, implementation, and ongoing support. HealthShield is designed to complement existing primary medical coverage, not replace it, while helping employers reduce cost pressure and support healthier, more engaged teams.

With a white-glove approach and a focus on measurable ROI, SilverPoint guides employers from first conversation through rollout and beyond. We help organizations unlock the value of HealthShield with clarity, precision, and a team-first process built around long-term results.